Central Florida Real Estate Market — October 2025

ORRA describes October as a “promising shift,” with rates trending down, sales trending up, and early signs of property-insurance stabilization. Orlando Regional REALTOR® Association

Compared with September 2025:

• Buyers saw slightly lower monthly payments thanks to a small rate dip and stable prices.
• Sellers saw more showings and contracts, with closed sales up 4% month-over-month. 
• Inventory nudged up only 0.3%, suggesting the rapid inventory buildup we saw earlier in 2025 is slowing. 

Compared with October 2024:

• More choices for buyers: inventory up nearly 15%, and months’ supply higher. 
• Slight price softening: median price down 2.3% year-over-year, mostly a gentle correction off the 2021–2023 peak rather than a sharp drop. 

Median Pricing

• All residential types (single-family, townhome, condo, villa):
  • $380,000 median, up from $378,000 in September (flat to slightly positive month-to-month). 
• Average sale price: $482,548, up 1.1% year-over-year. 

This combination—slightly lower median but higher average—suggests:

• More activity at the lower and mid price bands (first-time & move-up buyers).
• Luxury and higher-end homes still transacting but with more negotiation and longer DOM, consistent with national luxury trends cooling in 2025. Wall Street Journal

Weekly October snapshot (5-county blend)

For the week of October 5–11, 2025, across Lake, Orange, Osceola, Polk, and Seminole: Osceola Realtors

• Median sale price (all property types): $375,495
• Single-family median: $412,390
• Condo/townhome median: $275,000

For the week of October 12–18, 2025: Osceola Realtors

• Median sale price: $375,000 (essentially flat week-to-week)
• Single-family median: $415,000

Takeaway: Central Florida is hovering in the mid-$300s to low-$400s, with very modest weekly and monthly pricing movement—a sign of a market finding equilibrium rather than swinging sharply in either direction.

Inventory & Months of Supply

From ORRA’s October State of the Market report: Orlando Regional REALTOR® Association

• Active listings: 13,047 (all residential)
• Sales: 2,335
• Months’ supply: 5.59 months, down from 5.79 in September, up slightly from 5.45 a year ago.

This puts Central Florida in a soft buyer’s to balanced market:

• Not the extreme seller’s market of 2021–2022.
• Not a distressed, oversupplied market either—just more normal, with buyers able to negotiate again.

Days on Market

• ORRA’s October numbers show 77 average days on market (list-to-sale) vs 72 in September and 60 in October 2024. 
• Weekly data from the 5-county Real Estate Radar shows 84 then 77 days list-to-contract, with 112–120 days list-to-close, reinforcing the slower, more deliberate pace. Osceola Realtors

Across Florida, several statewide sources confirm that homes are sitting on the market longer than the national average, so Central Florida’s slower DOM is part of a broader state trend. Barron's

Mortgage Rates

• ORRA’s tracked rate on local closings: 6.02% in October, down from 6.05% in September and 6.40% in October 2024. Orlando Regional REALTOR® Association
• Nationally, mortgage rates in fall 2025 have drifted down from the mid-6.5% range earlier in the year after Fed cuts, improving affordability slightly but not returning to “cheap money.” AP News

For buyers, that means:

Slightly better payments than early 2025, but you still need to be rate-savvy and consider buydowns, points, or ARMs where appropriate.

(October 2025 – All Home Types, Median Sold Price & Trends)

Using Redfin county-level sales data for October 2025: 

• Orange County
  • Median sold price: ~$443,000 (down about 0.5% YoY).
  • Typical days on market: ~62 days, up from around 45 days a year ago.
  • Sales volume: ~1,300+ homes sold in October, slightly higher than last year, showing demand is still present but more patient.
• Osceola County
  • Median sold price: ~$390,000 (down about 1.4% YoY).
  • Median DOM: ~76 days, up from ~63 last year.
  • Sales volume: roughly 697 closings, up year-over-year—more transactions, but at slightly lower prices and longer marketing times.
• Polk County
  • Median sold price: ~$310,000 (down about 2.2% YoY). Redfin
  • Median DOM: ~62 days.
  • Still one of Central Florida’s most affordable counties, attracting price-sensitive buyers, investors, and commuters using I-4 and the Polk Parkway.
• Seminole County
  • Median sold price: about $400,000 (down roughly 1.2% YoY). Redfin
  • Median DOM: ~53 days—quicker than many neighboring counties thanks to strong schools and limited developable land.
  • Local snapshots peg median prices in the low $400s with roughly 3.8 months of inventory, which aligns with a balanced market. 
• Lake County
  • Median sold price: around $384,000 (up ~2.3% YoY). Redfin
  • Median DOM: ~68 days, up from about 51 days last year.
  • Lake County remains a growth corridor—Clermont, Minneola and surrounding areas continue to draw buyers looking for newer construction and slightly more space at a relative discount to core Orlando.

Summary:

• Price growth is flat to slightly negative in Orange, Osceola, Polk, and Seminole, slightly positive in Lake.
• All five counties show longer days on market compared to 2023, but solid sales volumes, indicating re-priced but still healthy demand.

From Osceola REALTORS “Real Estate Radar” (covering Lake, Orange, Osceola, Polk and Seminole combined) for October weeks: Osceola Realtors

Week of October 5–11, 2025 – Long-Term Leases (All property types):

• Median monthly rent: $2,100
• Single-family long-term leases:
  • Median rent: $2,200
• Condo/townhome long-term leases:
  • Median rent: $1,950

Week of October 12–18, 2025 – Long-Term Leases:

• Overall median rent: $2,200
• Single-family: $2,300 median
• Condo/townhome: $2,090 median

Takeaways for Central Florida rentals:

• Rents are holding firm in the low-$2,000s for most standard 3–4 bedroom single-family homes, with slightly lower medians for condos/townhomes.
• Lease volumes dipped week-over-week (366 → 362 total leases) even as rents inched up, showing landlords still have pricing power but tenants are more selective. Osceola Realtors
• For investors, the spread between flat to slightly soft purchase prices and stable rents continues to support reasonable cap rates, especially in Polk, Osceola and parts of Lake County.

For primary homebuyers in October 2025, Central Florida offers:

• More choices: Inventory and months’ supply are both significantly higher than in 2021–2022. Orlando Regional REALTOR® Association
• Less bidding-war stress: Many homes are selling below list price or after price reductions, especially if they were initially priced using 2022 comparables. 
• Slightly better financing: Rates around 6.0% are still high historically, but better than late-2024’s near-7% environment. Orlando Regional REALTOR® Association

Strategic advice in this environment:

• Be patient but decisive: With average DOM in the 60–80 day range, you often have time to inspect, negotiate repairs, and ask for concessions, but well-priced, move-in ready homes in top school zones still attract multiple offers.
• Use data neighborhood-by-neighborhood: County-wide medians hide big micro-market differences—Celebration, Windermere, Lake Nona, ChampionsGate, Dr. Phillips, etc. behave very differently from the overall county averages.
• Ask about insurance & HOA/CDD costs up front: As insurance premiums and HOAs remain a key affordability driver in Florida, those line items can make or break your monthly payment.

For sellers:

• Pricing correctly from day one is crucial. Overpricing is what’s causing many Florida listings to sit and go stale; the data shows sizeable gaps between original list and final sale prices. 
• Expect longer marketing times. A realistic plan might assume 60–90 days to secure a buyer and another 30–45 days to close, depending on financing.
• Staging and presentation matter more than ever. With buyers having more choices, updated photos, virtual tours, and light cosmetic prep (paint, deep cleaning, landscaping) help your home stand out.

For investors:

• Yield story remains compelling in parts of Polk, Osceola, Lake, and selected submarkets in Orange/Seminole, especially where rents in the low-$2,000s meet mid-$200s–$300s purchase prices. 
• Longer DOM = more negotiation leverage on price, seller credits, rate buydowns, and repairs.
• You should underwrite conservatively on rent growth (assume flat to modest increases) but can be slightly more optimistic about entry prices than you could in 2022–2023.

For your October 2025 Central Florida strategy, Yellow Mountain Realty can:

• Build hyper-local CMAs for your target neighborhoods (Windermere, Dr. Phillips, Lake Nona, Celebration, Davenport, Clermont, Oviedo, etc.), refining these regional stats down to specific communities.
• Compare buy vs. rent vs. hold scenarios using today’s actual prices, rents, taxes, HOA/CDD, and insurance quotes.
• Help you structure offers with the current market norms in mind—rate buydowns, seller credits, inspection strategies, and appraisal contingencies that match today’s negotiation climate.

📞 Contact us today to discuss your property goals in Orlando, Davenport, Kissimmee, or anywhere across Central Florida.

🌐 www.YellowMountainRealty.com