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    • Past Leases
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Central Florida Real Estate Market — January 2026

By Yellow Mountain Realty


Executive snapshot (Central Florida / Orlando metro)

  • Inventory remains elevated vs. last year even after the normal post-holiday seasonal dip. Active listings in the Orlando–Kissimmee–Sanford metro ended January at 12,494. 
  • New listings jumped seasonally (January re-sets the pipeline): 4,196 new listings, up sharply from December. 
  • Mortgage rates were stable around ~6.1% through January (Freddie Mac PMMS). 

Orlando Metro (Orlando–Kissimmee–Sanford CBSA)

Key Metrics (January 2026)

(Data source: Realtor.com Housing Inventory Core Metrics via FRED.) 


Pending Listings (directional indicator): FRED shows Dec 2025 pending listings = 3,674. 


Note: January pending level was not displayed in the FRED “level” table at time of pull; the “month-over-month” series indicates -5.62% from December, implying ~3,467 pending listings (estimate). 

County snapshot (Central Florida)

Active listings (supply) — January 2026

What this means: Most counties saw a modest month-over-month inventory decline (typical for January), but inventory levels are still “high enough” to keep negotiation leverage meaningfully better than the tight-market years.

Median listing price (pricing) — January 2026

Read-through: Pricing is generally flat to slightly down month-over-month across the core counties above (normal seasonality + higher supply), but the “floor” remains supported by Central Florida’s employment base and household formation.

Mortgage-rate context (why buyers felt a bit more confident

Freddie Mac’s PMMS shows January 2026 weekly 30-year fixed rates hovering around ~6.06%–6.10%.
This helped demand stay engaged (especially for well-priced homes), but didn’t create a frenzy—buyers remain payment-sensitive.

Market interpretation (January 2026)

For buyers

  • More choices than last year, and less “must-overbid” pressure—especially outside the most walkable / top-school micro-markets. (Inventory YoY is still up for the metro.) 
  • Best leverage shows up when you target: stale listings, price-reduced homes, and listings with functional obsolescence (layout, road noise, older roof/HVAC).

For sellers

  • Pricing discipline is everything. With elevated supply, buyers can skip anything that feels even slightly overpriced.
  • Your “must-do” checklist in this environment: clean showing condition, strong photography, and a realistic list price from day 1.

📞 Contact us today to discuss your property goals in Orlando, Davenport, Kissimmee, or anywhere across Central Florida.


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